Frey + Associates, Inc.
  An independent insurance firm that specializes in employee benefits and executive deferred compensation as well as key man life insurance. Also included is personal executive insurance planning that includes the use of insurance for estate planning. Formerly known as Group Plus, Inc., Clinton L. Frey, CLU, ChFC, Sonya K. Hembree, RHU, and Michael T. Newman combined more than 45 years of experience in personal and employee benefits related insurance to form Frey + Associates. The firm's experience, knowledge and integrity have drawn the attention of health plans, provider network and management groups, and employer organizations for consulting assistance in developing marketing, plan design and other areas of insurance related business. The corporate office of Frey + Associates is located in Cullman, Alabama with a second location in Birmingham, Alabama.



Information relating to securities is intended for use by individuals residing in Alabama only. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Securities offered through Mutual Service Corporation - Member NASD / SIPC.